03.09.2026
Buying an Off-Plan House in Greece from Abroad Explained
“How can I buy a house in Greece that is not built yet from abroad?”
That’s a very common question we receive from clients interested in buying an off-plan house.

20.06.2024
What is it like to buy a home in Crete as a Dutch citizen? What is the hardest part about buying a home in Greece if I’m Dutch? What is the best part about buying a home in Greece if I’m Dutch?
We asked the help of Mary Haagsma, an experienced Dutch buyer of homes in Greece. She has bought not one, but two homes in Greece - one on the Ionian Coast and the other in Crete. In this article, she shares her learnings for Dutch buyers – how to find a good builder, home-searching tips, and cultural changes to expect.
Mary’s two homes are in two of the most famous areas of Greece: The Ionian coast and Crete. The first home was in Paleros on the Ionian coast (pictured above), which she purchased with Elxis. “We bought the home in 2019, and it was completed after 2 years, in 2021”. It was not long after that Mary and her partner started looking for a second home in Greece, seeking a more private location.
After consulting with Elxis’s founding team about which area of Greece to search in, Mary started focusing more on the island of Crete, Greece’s largest island. Mary says the most reassuring words she heard were, “the worst thing that can happen is you have a home in Greece”. Mary traveled around Crete with Elxis’s founding team members, as well as the builder, and slowly was drawn to a project in Agia Galini in the southern, quieter coast of the island.
Elxis did the process of buying both homes for Mary and her partner. Mary also had the opportunity to travel around Crete with Elxis and the builder to find the location that “stole her heart".
Mary had a multitude of good things to say about the builder, TETRAKTYS, who went above and beyond to help her during the purchase process. "TETAKTYS did a fantastic job not just with the building, but also were perfect with management and support on all tasks related to her business entity".
For their second home in Greece, Mary and her partner wanted somewhere with ultimate seclusion and privacy. “Dion infected us with a love for the south of Crete and we thought, ‘we want to do this one more time". The sea and environment also were an important factor in the decision. The area was previously unknown to Mary: “We didn’t know Agia Galini that well. The opportunity came up because it fit our requirements: to find a house at another level of building.”
Mary loves Greece’s culture. She notes that “Greeks have a strong national identity, and they have a very open mind”. She commented on the kindness and hardworking nature of the Greek people. "We love Greece the whole year! In the holiday season it's beautiful; in the pre-season it’s even better because of temperature and nature; and in wintertime it's less busy and nice for all kind of trips".
Mary loves both cultures’ foods but especially likes the freshness of foods in Greece. “I like things that are more natural, and in Greece you really notice the difference. The tomatoes, for example, have a different flavor because they weren’t grown in a greenhouse”.
“The best part is simple – you get to have a home in Greece at the end of the day".
“There can sometimes be bureaucracy, but this isn't much different from what you can expect in The Netherlands”.
Mary recommends working with an excellent Greek builder, like TETRAKTYS on Crete, or Paleros Dream Homes in Paleros. Mary notes, “We had a great relationship with our builders, and there were only minor changes by the end of the project”.
Mary also recommends the Dutch to leave rental arrangements to local experts instead of managing it yourself. “It’s best to leave the renting out process to a professional company, especially if you buy in a project with other villas built next to yours”. Mary recommends using an external company as well for maintenance.
03.09.2026
“How can I buy a house in Greece that is not built yet from abroad?”
That’s a very common question we receive from clients interested in buying an off-plan house.
28.08.2026
A power of attorney represents a crucial legal tool for international property buyers and sellers. This legal document grants another person the authority to act on your behalf in property transactions, eliminating the need for personal presence during the sale process. Whether you're a German retiree buying a holiday home in Crete or a Dutch family looking to sell your property in Corfu, a power of attorney allows you to complete a property sale whilst remaining in your home country.
10.08.2026
For many people, the idea of owning a home in Greece starts with a feeling. The sunny days, the sea, a slower pace of life. What often follows is a more practical question: “How does buying a house here actually work?”
For this very reason, we created the following guide so that you can have a clear overview of how the process of buying a house in Greece works.
07.08.2026
Buying a home in Greece from abroad raises a fair question. Can the paperwork be handled with a digital signature, so you never have to fly in to sign in person? For some documents, the answer is yes. For the ones that actually transfer ownership, it is not. A Greek purchase deed is signed before a notary, and that step cannot be done digitally. Therefore, digital signatures are accepted in Greece for private documents, such as certain agreements and declarations. They are not accepted for public documents. That includes the notarial purchase deed and the power of attorney. You cannot become the owner of a Greek property by signing a document digitally. The transfer is always completed before a notary, either with you present or through a power of attorney that was signed in person.
03.08.2026
If you plan to buy a home in Greece, you have probably given some thought to how you will pay for it. Depending on your home country, a mortgage may be one option. Getting a mortgage in Greece as a non-resident is not always straightforward, so it helps to understand how the process works before you begin. The general process is broadly similar from bank to bank, though the details differ and can change from year to year. Rates depend on the bank you approach and on your own profile. As a rule, non-resident buyers pay a little more than residents. The sections below walk through what to expect. You do not need to be a Greek resident to apply for a mortgage. Most Greek banks do apply stricter rules to people living abroad. For some banks, though not all, you will need to be a Greek taxpayer, meaning your tax residency must be in Greece to be eligible for a loan.
22.06.2026
Every home in Greece is now meant to have its own digital file. It is called the Electronic Building Identity, or E-ID (Ηλεκτρονική Ταυτότητα Κτιρίου). The Electronic Building Identity gathers the key facts about a property in one secure online record. It sets out the building's current condition, its permits and plans, and any changes made to it over the years. For anyone buying or selling a home in Greece, it has become one of the most important documents to understand. This guide explains what the E-ID is, what it contains, who prepares it, and why it matters at the moment a property changes hands.
12.06.2026
Selling a property in Greece involves a number of professional fees, taxes, and administrative costs that vary depending on your circumstances. Knowing what to expect before you list helps you plan realistically and avoid surprises later in the process.
10.06.2026
If you own a property in Greece and are thinking about selling, one of the first things on your mind is probably a practical one: what do I pay to the estate agent? It's a sensible question to ask early, and the answer shapes how you budget for the sale and what you can expect from the agency representing you.








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