03.09.2026
Buying an Off-Plan House in Greece from Abroad Explained
“How can I buy a house in Greece that is not built yet from abroad?”
That’s a very common question we receive from clients interested in buying an off-plan house.

01.01.2025
It is likely you have some of these questions in your head as you think about buying or selling in Greece. Perhaps this is the first time you have heard the term "EPC." We will demystify what EPCs mean for you as a buyer and seller, and what actions (if any) you need to take to have a certificate issued.
An Energy Performance Certificate (in Greek: Πιστοποιητικό Ενεργειακής Απόδοσης, or PEA) measures the energy efficiency of a building in Greece. You may also hear it called an "energy label," which means the same thing. EPCs apply to all buildings, including homes, offices, and warehouses. For simplicity, we will focus on EPCs for residential buildings.
If you are buying a home in Greece, obtaining the EPC is not your responsibility. That falls to the owner. A valid EPC is required for every sale and every new rental of a building or unit, regardless of its size. The notary cannot complete a property transfer without it. Estate agents in Greece are also obliged to state the energy class of a property in sale and rental advertisements. A certificate is not needed when an existing lease is simply renewed with the same tenant, only for new rental agreements. If you are buying or selling a property that is still under construction, the EPC is typically issued upon completion of the project. The same applies after a major renovation.
As part of a wider European initiative to increase energy awareness, the Ministry of Environment and Energy introduced this system to give property seekers visibility into the energy class of a building. For modern homes, it gives buyers an idea of how much energy they are likely to use. For older homes (think of idyllic village settings where little has changed in decades), EPCs help both buyers and sellers understand whether insulation and systems need upgrading. These are important factors to keep in mind, as buildings account for a large share of Greece's total energy consumption.
Beyond being a legal requirement for sellers and landlords, there are real advantages to knowing a property's energy rating. It helps you estimate running costs, which is especially useful as a prospective buyer, and it deserves a place in your rental or purchase decision alongside location and price.
The certificate places a building in one of nine energy classes. In Greece, the classes use Greek letters: Α+, Α, Β+, Β, Γ, Δ, Ε, Ζ, Η. Α+ is the highest possible rating and Η the lowest. For international readers, the lower classes Γ, Δ, Ε, Ζ, Η correspond roughly to C through G on the scales used elsewhere in Europe. The score is determined by comparing a building's calculated energy use against a reference building with ideal characteristics for the same location, so the local climate is factored into the assessment. The rating reflects factors such as construction materials, insulation, window quality, and the heating and cooling systems. Once issued, an EPC is valid for ten years, unless the building undergoes a radical renovation in the meantime, in which case a new certificate is needed.
These are mainly modern buildings constructed under the current energy regulations. If you are exploring newly built holiday homes, the property is likely in this group. These buildings have good thermal insulation, airtight windows, and modern heating or cooling systems. A high rating may not dramatically change a building's market value, but it certainly makes a property more attractive, and only a small share of Greek homes reach these top classes.
These ratings are typical for houses built roughly between 1980 and 2010. They have some insulation but would benefit from upgrades.
These ratings refer to older constructions that need significant work to become energy efficient. Homes in this category are often eligible for the Exoikonomo programme, run by the Ministry of Environment and Energy. The programme offers grants and interest-subsidised loans to homeowners who want to carry out energy-saving renovations, such as new window frames, insulation, and heating systems. The share of the cost covered depends on your income and the rules of the programme round open at the time, so check the current terms or ask an engineer before planning a renovation around it.
The legal requirements are the same throughout Greece, on the islands and the mainland alike. The calculation behind the rating does take the local climate zone into account, so identical houses in Crete and in the mountains of Epirus are each assessed against conditions in their own area.
As a seller, you need a valid EPC before the transfer can be signed at the notary. As a landlord, you need one for every new rental agreement, and its protocol number is recorded in the electronic lease declaration with the tax authority. To have an EPC issued, you arrange an energy audit by a certified energy inspector from the official registry. The cost depends on the size of the property. After you choose the professional you want to work with, you provide them with a set of documents (listed below), and they visit the building to inspect it and issue the certificate. As a buyer, you have no obligation to organise an energy audit. This task falls to the seller.
To have an EPC issued, the inspector will typically ask for:
Your personal details (tax number, phone number)
The property details (address)
The property's cadastral reference number
The building permit and its reference number
A floor plan of the property
The boiler maintenance sheet and details of the air conditioning system
The communal expenses allocation table, for apartments in a shared building
With that, you are ready to take full advantage of your EPC.
03.09.2026
“How can I buy a house in Greece that is not built yet from abroad?”
That’s a very common question we receive from clients interested in buying an off-plan house.
28.08.2026
A power of attorney represents a crucial legal tool for international property buyers and sellers. This legal document grants another person the authority to act on your behalf in property transactions, eliminating the need for personal presence during the sale process. Whether you're a German retiree buying a holiday home in Crete or a Dutch family looking to sell your property in Corfu, a power of attorney allows you to complete a property sale whilst remaining in your home country.
10.08.2026
For many people, the idea of owning a home in Greece starts with a feeling. The sunny days, the sea, a slower pace of life. What often follows is a more practical question: “How does buying a house here actually work?”
For this very reason, we created the following guide so that you can have a clear overview of how the process of buying a house in Greece works.
07.08.2026
Buying a home in Greece from abroad raises a fair question. Can the paperwork be handled with a digital signature, so you never have to fly in to sign in person? For some documents, the answer is yes. For the ones that actually transfer ownership, it is not. A Greek purchase deed is signed before a notary, and that step cannot be done digitally.
In short: digital signatures are accepted in Greece for private documents, such as certain agreements and declarations. They are not accepted for public documents. That includes the notarial purchase deed and the power of attorney. You cannot become the owner of a Greek property by signing a document digitally. The transfer is always completed before a notary, either with you present or through a power of attorney that was signed in person.
03.08.2026
If you plan to buy a home in Greece, you have probably given some thought to how you will pay for it. Depending on your home country, a mortgage may be one option. Getting a mortgage in Greece as a non-resident is not always straightforward, so it helps to understand how the process works before you begin. The general process is broadly similar from bank to bank, though the details differ and can change from year to year.
Rates depend on the bank you approach and on your own profile. As a rule, non-resident buyers pay a little more than residents. The sections below walk through what to expect. You do not need to be a Greek resident to apply for a mortgage. Most Greek banks do apply stricter rules to people living abroad. For some banks, though not all, you will need to be a Greek taxpayer, meaning your tax residency must be in Greece to be eligible for a loan.
22.06.2026
Every home in Greece is now meant to have its own digital file. It is called the Electronic Building Identity, or E-ID (Ηλεκτρονική Ταυτότητα Κτιρίου). The Electronic Building Identity gathers the key facts about a property in one secure online record. It sets out the building's current condition, its permits and plans, and any changes made to it over the years. For anyone buying or selling a home in Greece, it has become one of the most important documents to understand. This guide explains what the E-ID is, what it contains, who prepares it, and why it matters at the moment a property changes hands.
12.06.2026
Selling a property in Greece involves a number of professional fees, taxes, and administrative costs that vary depending on your circumstances. Knowing what to expect before you list helps you plan realistically and avoid surprises later in the process.
10.06.2026
If you own a property in Greece and are thinking about selling, one of the first things on your mind is probably a practical one: what do I pay to the estate agent? It's a sensible question to ask early, and the answer shapes how you budget for the sale and what you can expect from the agency representing you.




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